On May 7, 2025, Stripe rolled out two major updates: stablecoin financial accounts and an AI foundation model for payments. At the annual user event, in San Francisco, U.S, programmable financial services company, Stripe, launched the first AI foundation model for payments.
Reflecting on the double upgrade, Stripe co-founder and CEO, Patrick Collison, stated: “There are not one, but two, gale-force tailwinds, well off the Beaufort scale, dramatically reshaping the economic landscape around us: AI and stablecoins. Our job is to pull these technologies forward so businesses on Stripe can benefit from them right away.”
With this stablecoin financial account upgrade, businesses in 101 countries will be able “to hold a balance in stablecoins, receive funds on both crypto and fiat rails (like ACH and SEPA).” Stripe stated that this feature will help entrepreneurs doing business with volatile currencies, as they could use the stablecoins as a hedge against inflation while accessing the global economy more easily. The platform will begin with two, dollar-denominated stablecoins—USDC and Bridge’s USDB, and hopes to add more.
Stripe’s Payments Foundation, introduced during the user event, was trained with billions of transaction data sets that help the system recognize and capture subtle signals “that specialized models can’t”. With the previous model, Stripe stated that the card testing attacks reduced “by 80% over two years.”. However, with the upgrade, the company expects to increase the detection rate of attacks by 64%.
