Your daily rituals could tomorrow be your micro-investment strategy. A new generation of credit and debit cards designed for the crypto-curious and the crypto-committed generation.
With American Express, introducing new blockchain-backed passport stamps that provide NFT benefits, we dived into several cards with similar digital perks.Â
Gemini credit card
Gemini credit card Issued by the WebBank, this Mastercard provides benefits at every swipe: from your dining to your fuel or even your groceries. Rewards are instantly deposited into your Gemini account as blockchain-based digital assets, which you can hold as “collectibles” or trade.
With zero transaction fees, users find it travel-friendly, making crypto seem like a digital souvenir of your spending.
Crypto.com Visa card
In the Crypto.com Visa card, the rewards are in CRO cryptocurrency, the native cryptocurrency of the Cronos blockchain, providing 5% returns on all your spending, including your Airbnb booking or lounge access. Stored as digital tokens on the blockchain, one can call it a ‘digital stamp’ with crypto rewards and physical collectibles, like the Obsidian, travel mementos. They have various cards for each tier of customers, too.
Coinbase One card
Coinbase One card, issued by the first electronic bank, on the American Express network, you can earn 4% returns in bitcoin or other cryptocurrencies on any purchase. Rewards are blockchain-verified and deposited instantly, functioning as digital collectibles in your Coinbase wallet. Amex network integration helps maintain a travel-oriented foundation, but its core purpose is crypto acquisition.
Nexo card
Nexo Mastercard focuses on providing access to spending crypto holdings on its accounts. The card has dual functions- allowing it to provide the benefits of both credits and debits. That is, credit mode for everyday fiat payments without liquidating digital assets while using their crypto on Nexo as collateral; and Debit mode, letting users spend their digital assets directly for making payments. They also offer 2% cashback in NEXO tokens or cryptocurrencies on every purchase.
hi debit cardÂ
‘Hi’ debit card is a web3 debit card, launched in collaboration between hi and Polygon, it allows users to enjoy the benefits of both fiat and crypto. You earn rewards in hi tokens with their app linking to NFT wallets for easy management. The users create a customized physical card with a verifiable NFT avatar or an image that they minted on the Polygon blockchain, providing users with their personalized digital collectible showcase.
Bybit card
Bybit Mastercard offers travelers a unique way to earn crypto-based rewards on everyday spending, including elevated cashback on hotels. Benefits include premium airport lounge access and chances to win first-class flight tickets, all with no annual fee. Rewards are deposited into your Bybit account as digital assets, without investment intent. However, these rewards are only redeemable within the Bybit ecosystem.
Bitpay card
Bitpay card, a prepaid Mastercard that lets users use cryptocurrencies for purchases by instantly converting them to fiat currency. They create a blockchain-tracked record of purchases, with no foreign transaction fee for international spending and everyday purchases.
American Express card
American Express’s blockchain-backed passport stamps are a novel feature launched on September 15, 2025, as NFTs minted on the Ethereum Base network, tied exclusively to in-person travel expenditure. No other credit cards currently offer an identical digital keepsake system that serves as a commemorative token of the visited destination with no investment value.
These cards are no longer just payment tools; they are gateways, transforming routine transactions into opportunities for micro-investment, collection, and personalized expression.
