Ripple, the company behind XRP, has leaped into the treasury niche after launching Ripple Treasury, a new corporate treasury platform. This significant move follows Ripple’s $1 billion acquisition of GTreasury, a high-end corporate treasury firm that offers institutions risk management tools.
The new enterprise technically signals a deal between digital assets and traditional cash; Ripple helps companies to manage both forms of assets in a single system.
What do Ripple and GTreasury collaboration mean?
GTreasury is a well-known name in both the treasury and risk management fields. Since its debut in 1986, the firm has provided several services like cash management, risk management, treasury management, payments and transactions, and other financial services.
As Ripple acquired GTreasury in December 2025, it can now use GTreasury’s high-grade treasury software, integrate Ripple blockchain, and add stablecoin capabilities. The result of this collaborative initiative is “rail-agnostic platforms that work across SWIFT, ACH, wires, and blockchain networks with zero vendor lock-in.”
To put in simple words, Ripple Treasury can leverage GTreasury and send and receive money through both traditional and blockchain networks. The acquisition is a unique step in Ripple’s journey as it signals its move to connect digital and traditional finance.
Ripple Treasury also allows investors to settle transactions instantly, reducing processing time compared to traditional corporate payments.
How does Ripple Treasury use digital assets to move treasury funds?
An important point to note is that Ripple’s RLUSD stablecoin underpins the movement of treasury assets across borders anytime, any day. RLUSD is pegged to the US dollar, and its stable nature helps move cash assets to other firms and countries. To make it clear, RLUSD does not move the asset itself, instead it moves the money from the assets.
For instance, a company sells bonds, receives USD, converts the proceeds into RLUSD, and finally moves the funds across borders.
TradFi and DeFi bridging becomes more common
Several firms in and outside the crypto sector have been connecting traditional finance (TradFi) and decentralized finance (DeFi), introducing different products. One such recent example, besides Ripple Treasury, is that of Bybit’s MyBank feature, which is expected to roll out in February 2026.
MyBank will allow retail investors to hold, send, and receive both traditional fiat currencies and cryptocurrencies within the Bybit app. Even tokenization of real-world assets (RWAs) is a typical instance of how traditional assets can be brought on-chain.
As tokenization is reinventing finance, according to Coinabse CEO Brian Armstrong, the bond between TradFi and DeFi is expected to see a closer convergence.
